• Welcome to EXPFunding

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About Us

At EXPFunding, we are a dedicated team of mortgage experts who have been proudly serving homeowners since 2007. With over a decade of experience in the mortgage industry, we bring extensive knowledge and unparalleled expertise to every client we serve.

Our team excels in providing comprehensive services, ensuring each step of the process is handled with precision and care.

Our mission at EXPFunding is to simplify the loan process for clients, reducing their administrative burden and enabling them to focus on growing their business. We leverage advanced technology and proven best practices to deliver efficient, reliable, and expert services.

Partner with EXPFunding and experience the difference that a team of seasoned professionals can make. We are committed to your success and look forward to helping you achieve your mortgage goals.

EXPFunding Service Fees

$1,195 Single Lien – Full Service from Import to QC
Our processors will import the loan into the lender portal and manage the file comprehensively until it is disbursed and Quality Control (QC) has been completed.
$995 Single Lien – A/E AUS Findings through QC
For files already imported into the lender system with the product selected and AUS (Automated Underwriting System) successfully run with valid findings, we will start by inputting fees and manage the file until it is disbursed and QC has been completed.
$1,445 Simultaneous 1st & 2nd – Full Service from Import to QC
Our processors will import both loans into the lender portal and manage the files comprehensively until they are disbursed and QC has been completed.
$1,245 Simultaneous 1st & 2nd – A/E AUS Findings through QC
For files already imported into the lender system with the product selected and AUS successfully run with valid findings, we will start by inputting fees and manage the files until they are disbursed and QC has been completed.
$695 VA IRRRLs & FHA Streamlines – Full Service from Import to QC
Our processors will import the loan into the lender portal and manage the file comprehensively until it is disbursed and QC has been completed.
** Please note: Resubmissions due to qualification issues or rate shopping are subject to an additional fee.
If you have any questions, please reach out to us at info@expfunding.com.

Our Process

  • Submission Review

    1

    We start by receiving and thoroughly reviewing your loan application and accompanying documents to ensure accuracy and completeness.

  • We assign a dedicated and expert processor to your loan to provide specialized attention and service.

    2

    Processor Assignment

  • Preparation for Processing

    3
    Our team utilizes advanced lender tools and best practices to prepare the loan for efficient processing.

  • We handle all necessary orders, such as appraisals and title work, ensuring every requirement is met promptly.

    4

    Order Management

  • Condition Clearing

    5

    Our processors collaborate directly with borrowers to gather and clear all required conditions, ensuring a smooth process.

  • We coordinate with all parties to schedule a closing date and work closely with the title company for a seamless closing.

    6

    Closing Coordination

  • Final Document Management

    7

    Our team finalizes and balances all loan documents, ensuring everything is accurate and ready for closing.

  • We assist with any final conditions and work with closers to ensure the loan is fully compliant and complete.

    8

    Post-Closing Support

  • Completion and Documentation

    9

    We compile a comprehensive closeout folder for audit preparation, ensuring all documentation is well-organized and ready for review.

If you have any questions, please reach out to us at info@expfunding.com.