Consistency and Savings
One of the most common term choices, 30-year fixed rate mortgages offer consistent interest rates with monthly payments that stay the same. Ideal for those looking to stay in their home longer than a few years.
We pride ourselves on making the loan process easier for you. With competitive rates and high standards for service, we provide a lending experience big lenders just can’t beat.
Our team is standing by to help you.
Benefits
- Fixed Rates
- Conforming Loans
- Jumbo Options
- FHA, VA, USDA
- 10, 15, 20 Year Terms Available
Our Process
How we get home loans done.
1 - Connect With Our Team
You can reach one of our Mortgage Loan Originators by choosing one of the following:
- By Phone 1-877-787-7463
- Fill out your quote. We connect you with a Mortgage Loan Originators who will reach out and set up a time to speak with you.
2 - Set Your Goals
Every situation is unique. Our Mortgage Loan Originators will walk you through your options. Find out about monthly payment options so you can identify what you qualify for and what you can afford.
3 - Select Your Loan Program
When financing a home, you want to make sure the loan program you get into is the right fit for you. With our Flexible Choice line of products, we have the program to fit your unique needs. Our Mortgage Loan Originators can help walk you through the options and help you determine what fits your situation.
4 - See if You Can Get Approved
Once you determine that loan that is right for you, it’s time to run your credit and complete a loan application. Your credit report and loan application will be submitted to our automated underwriting engines to determine whether you meet the underwriting guidelines or not. Note: not all consumers will be approved and closed.
5 - Submit Requested Items
Your Mortgage Loan Originator will send you a list of items that are needed to underwrite your application. It’s important to provide all the necessary documentation up front and in a timely manner so that the underwriter assigned to your loan can issue a Loan Approval and work towards getting your loan closed.
6 - Close Your Loan!
After submitting your paperwork for underwritten approval, it’s time to close your loan. The closing of your loan is one of the final steps before your loan can be funded. A loan closing takes place either with a mobile Notary, who will bring the final paperwork to you or with a closing agent, often chosen by the sellers. Note: not all consumers will be approved and close.
